Moving to St. Marys or Camden County, Georgia?
Whether you're a military family with orders to Kings Bay or relocating to the Georgia coast, we help you set up home, flood, auto, and renters insurance and compare 14+ carriers, before you arrive or after.
Tell us what you have
Send the form, call, or text. If you have your current policy handy, even better.
We shop 14+ carriers
Same coverage on every quote, so the price differences you see are real.
You pick, we handle the switch
We set up the new policy, notify your lender if needed, and stay your contact after.
Coastal Living
Comes With Different Questions.
A move to the coast changes what you should look at, especially on the home side.
Flood Insurance
Standard homeowners policies typically don't cover flood. Flood insurance is available through the National Flood Insurance Program (NFIP) or private carriers, and it usually has a waiting period.
- ✓ Check the home's flood zone before you buy or rent
- ✓ Lenders may require flood coverage
- ✓ We compare NFIP and private options
Wind & Named Storm Coverage
Coastal homes often carry separate wind or named-storm deductibles, which can be a percentage of the dwelling coverage. It's worth understanding before storm season.
- ✓ Ask what your deductible would be after a hurricane
- ✓ Roof age and construction matter
- ✓ Carriers differ in how they handle coastal homes
PCS Moves & Orders
Moves with orders come with tight timelines. We help you line up coverage ahead of your arrival and adjust policies as you move on.
- ✓ Contact us before you cancel anything
- ✓ Renters and auto set up quickly
- ✓ Some carriers offer military-related discounts, so availability varies
Auto, Renters & Home
Georgia requires liability coverage on your vehicles, and renters or homeowners policies protect your belongings and liability. We compare across carriers that write in Georgia.
- ✓ Georgia minimum liability is 25/50/25
- ✓ Bundle auto with home or renters
- ✓ We explain exclusions up front
What to have ready.
A little preparation makes the move smoother.
Your current declarations pages. So we can match your existing coverage and limits.
Your orders or move date. And the address or closing date if you're buying.
Flood zone questions. Ask about the flood zone for any home you're considering, before you commit.
Vehicle and driver details. Licenses and VINs for everyone on the policy.
Moving to Camden County, Answered
A hands-on agent who knows the coast.
Spencer's family calls the Georgia coast home, and he's there often. That means a hands-on, no-call-center approach for clients along coastal Georgia, not just central Indiana.
Got orders or a move date? Let's get your coverage ready.
Tell us what you're looking for and we'll shop 14+ carriers for you. No obligation. Rated 5.0 from 30 Google reviews.
"Spencer and his team were very efficient and thorough on evaluating and replacing policies for my primary residence, personal articles, autos and rental properties when costs with my prior agency grew excessive."
"Spencer did a great job putting together a home quote that was below my previous policy. Communication was easy and he got the policy set up with my mortgage lender."
You'll hear from Spencer personally. A local agent in Carmel, not a call center.
Got it. Thank you.
Spencer will call or text you within one business day. Need an answer sooner? Call or text 317-991-1101.